SquareTrade: Offers comprehensive coverage for smartphones, including accidental spills and water damage. They charge a $99 deductible and provide an option to renew the insurance annually. The coverage can be transferred to a new phone if purchased.
Geek Squad: Available through Best Buy, Geek Squad offers monthly installments starting at $7.99, or two years’ worth of insurance can be paid upfront. The coverage includes spills, cracks, mechanical issues, and battery replacements. For $10.99 per month, you can get the Geek Squad Complete Protection plan, which includes theft and loss coverage.
Asurion: While Asurion doesn't directly offer insurance, it lists plans from major carriers like Verizon, AT&T, Sprint, T-Mobile, and others. Asurion plans offer comprehensive coverage, including theft/loss, water damage, and accidental damage.
Samsung Protection Plus: Samsung offers two protection plans, one for $99 and another for $129, covering various Samsung flagship models. These plans are straightforward and hassle-free.
eSurranty: This provider offers a range of plans with different pricing depending on the smartphone model. All major flagship models are covered, and the standard pricing appears to be around $89 per month.
Verizon Wireless: Verizon offers a Total Mobile Protection plan for $13 per month per device, covering up to 10 lines. This plan covers lost or stolen phones, water damage, and defects found past the manufacturer warranty.
AT&T: AT&T offers several tiers of phone insurance. The basic protection starts at $8.99 per month, covering loss, theft, and out-of-warranty defects. A higher tier, starting at $11.99 per month, adds 24/7 tech support, cloud-based photo storage, and identity protection.
AKKO: AKKO offers two plan tiers for cell phone insurance. The Protection plan covers only the phone for $5 to $12 per month, while the AKKO Plan provides comprehensive protection for one phone and up to 25 personal items for $15 per month. Coverage includes screen cracks, liquid spills/submersions, accidental damage and malfunctions, phone-only mechanical or electrical component malfunctions, and theft, including theft from vehicle due to forced entry.
SquareTrade: Now part of Allstate, SquareTrade offers cell phone protection for $8.99 per month, covering any phone from any carrier without the need to purchase coverage when the phone is new. The coverage includes accidental damage but does not cover loss or theft. Deductibles range from $25 to $149, depending on the type of damage.
AppleCare+: Specifically for iPhone and iPad users, AppleCare+ offers two plans: the base plan covering phone damage only, and AppleCare+ with Theft and Loss. The base plan's deductible for screen damage is $29, with higher deductibles for other types of damage or loss or theft. Coverage starts as low as $5.99 per month and can be added up to 60 days after phone purchase.